Compare

VS

deferred, NO Monthly Payments

interest only, Monthly payments

No.

Yes. 3-months entity & principal

Yes. 3-months

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Bank Statements

no.

yes.

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Funds Documentation

yes

yes.

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Business Entity Required

3 – 4.5 points

2.5 – 4 points

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Loan Points
(can be rolled into loan)

2 – 3.5 points

2 – 3.5 points

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Loan Points
(JUMBO LOANS)

PUrchase price + rehab costs

PUrchase price + rehab costs

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Total Cost

$75,000

$75,000

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Minimum Loan Amount

$500,000*

$2,000,000

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Maximum Loan Amount

3-months

3-months

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Minimum Interest Required

640 Mid-score

640 Mid-score

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Middle Credit Score

none in past 12-months

none in past 12-months

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Bankruptcy/Foreclosure

none over $5,000

none over $5,000

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State/Federal Liens

none in past 5-years

none in past 5-years

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Felonies or Mechanics Liens

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Finance your next fix and flip and defer your payments for up to a whole year.

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