Close with Hard Money for any non-owner occupied property

First time and seasoned investors benefit from our funding for fix and flip, refinance and cash out, or rental income financing. Get maximum loan amounts, highly competitive interest rates and the most expeditious closings.

Fund your Flip

Why Close Hard?

We offer simple and automatic repayment plans to keep you focused on your investment.

Fix n’ Flip hard money loans from $75,000 up to $5,000,000 for all residential properties, including condos.

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Less Cash To Close

Loans up to 90% of the purchase price.

Streamline Approval

No tax returns, pay stubs or W2s.

Expeditious Closings

We aim for 5 – 15 days.

Residential & Commercial

SFH, Condo, Multi-Family & Office Space.

Payoff Early is Easy

No prepayment penalty loans available.

Competitive Rates and Terms

Interest Rates starting as low as 6.99%.

Where and What We Fund

We close hard on residential and commercial real state purchases with or without renovations, refinancing with or without rehab and cash-out refinancing. Property must be non-owner occupied and located within the United States.

Quick estimate

Guided Application

Get your estimated rate in minutes, using our simple and convenient application workflow.

Secure your next residential real estate investment with us, by submitting basic information about your company and project. We guide you through the application, so that we can answer your questions and get you an immediate rate quote.

Get Closing. Start a Project.

5-15 day timeline from application to closing, with closings for repeat clients in as fast as 5 days.

Once your application is “complete” and submitted, your project will be reviewed quickly by our superior underwriting staff, who will reach out to you to discuss further details, if necessary. Following a fast interior inspection and opinion of value (2-3 days), the closing agent is given lender instructions and your loan is funded immediately after the title company has docs ready.

Money For Renovations

Take up to 11 construction draws to complete renovations and finish the scope of work.

Access funds efficiently, according to your submitted scope of work, with draw requests throughout the term of the loan. We want your investment to be a big success and provide you with cash-on-hand to complete your project.

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We make it possible for every person who wants to fix n’ flip!

Now there’s a way to start your first flip or take on multiple properties simultaneously, by reducing upfront cost and leveraging cash on reserve to invest more and maximize profits or keep a safety cushion.

FAQ

What is the required down payment?

We will fund up to 90% of the contract purchase price or up to 75% of the after repair value. Down payments are 10% – 25% of the purchase price plus rehab costs, depending on experience level. With at least 4 proven flips, you qualify for 90% of purchase price; 1-3 flips is 85%; First flip is 80%.

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How long is the loan for and what is the interest rate?

Fix and Flip bridge loans are structured as 1-year loans from 6.99%-12%. Rental income property loans and refinancing may be for 5, 7, 10 or 30 years with rates as low as 5.99%.

What is the origination cost?

Origination is 2%-4% of the loan amount including rehab funding, if applicable, with a minimum $3,500 origination.

How much can I borrow?

A minimum of $75,000 up to a cap of $5,000,000. Larger loans may be considered on a case-by-case basis.

Any other transaction fees?

There is a fee for a property valuation and report ($350), Underwriting and Legal ($1,200) and a Broker Fee ($495). The property valuation is paid upfront and all other fees are paid at closing.