Contact Us

Close Hard is a hard money funding arm of Broker Model, primarily serving real estate investors in the State of Florida. We welcome new clients from Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Massachusetts, Maryland, Michigan, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, Nevada, Ohio, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.

Reach out to Close Hard.

Broker Info

2550 NW 72nd Ave Suite 110
Miami, FL 33122
Serving Clients in 23 States
Phone: (786) 857-6265 [email protected]

Reach out to Close Hard.

Broker Info

2550 NW 72nd Ave Suite 110
Miami, FL 33122
Phone: (786) 857-6265
[email protected]

Frequently Asked Questions

We will fund from 80% up to 90% of the total project cost or loan to cost (“LTC”) , but no more that 70% of the after repair value. Down payments are 10% – 20% of the purchase price plus rehab costs, depending on experience level. With at least 4 proven flips, you qualify for 90% LTC. 1-3 flips is 85%. First time is 80%.

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What loan terms do you offer?

All loans have 9 or 12-month terms and no prepayment penalty. However, a minimum 3-month interest payment is required, if repaid in less than 90 days.

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How much can I borrow?

A minimum of $75,000 and a cap of $2,000,000 is our current criteria. We will consider higher amounts on a case by case basis.

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What are the interest rates?

We use a loan grading scale and the rates can be as low as 8.5% up to 13%+. All stated interest rates are annualized. For your next project, get a free estimate.

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What is the origination cost?

There is a loan origination cost of 4 – 4.5 points and most clients choose to roll this cost into the loan and, then, pay it on the loan maturity date or when the property is sold.

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Any other transaction fees?

There is a fee for Processing ($250), Underwriting ($750), Closing ($500) and the Broker ($475). These fees are paid at closing, when you buy the property.

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What projects do you finance?

We finance all residential properties that are unoccupied and located in AL, AZ, CO, FL, GA, IL, MS, MD, MI, MN, MO, NC, NH, NJ, NV, OH, RI, SC, TN, TX, UT, VA and WA.

Book Appointment

Choose from two online appointments below. Get a quick estimate of your interest rate and how much cash you would need to close. Or, schedule a consultation for online help to complete your worksheets and get a fast approval.

Documents To Have Ready

We request company articles of organization, copy of a driver’s license, experience worksheet, scope of work, credit authorization and any active leases (if property is occupied).

Instructions and Templates

We’ll provide you with a document checklist, hard money info sheet, online experience template, online scope of work template and an e-Sign credit authorization.

Documents To Have Ready

We request company articles of organization, copy of a driver’s license, experience worksheet, scope of work, credit authorization and any active leases (if property is occupied).

Instructions and Templates

We’ll provide you with a document checklist, hard money info sheet, online experience template, online scope of work template and an e-Sign credit authorization.

Ready to close hard?

Finance your next fix and flip and defer your payments for up to a whole year.

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