Fix-and-flip financing for residential investors — from $75K to $5M, funded in as little as 7 days from contract to closing.
No tax returns · No W-2s · No personal guarantee
Simple, automatic repayment and investor-first terms — so your capital and attention stay on the project, not the paperwork.
Borrow up to 70% of the ARV and up to 90% of loan-to-cost (LTC).
Fast, simple application. No tax returns, pay stubs, or W-2s required.
A company, scope of work, ID, and a 640 mid-score — that's the bar.
We aim for 7 days or less from the day you complete and submit your info.
Loan origination points can be wrapped into the loan instead of paid upfront.
Single-family homes, condos, and 2–4 unit residential properties.
Preserve your available cash by leveraging hard money on each project.
Only 3 months minimum interest if the loan is repaid within the first 90 days.
Take up to 4 construction draws to complete your full scope of work.
We fund residential real estate to purchase, purchase-and-renovate, refinance-and-rehab, or cash-out refinance.
A guided workflow gets you an estimated rate in minutes. Average 7–10 days from application to closing, with some closings in as little as 5 business days.
Submit basic info about your company and the project. We guide you through and answer questions along the way.
Receive an immediate rate quote so you can make an informed decision before you commit.
Our underwriting team reviews quickly — typically 2–3 days to conduct valuation and approve.
The closing agent receives lender instructions and your loan is funded immediately after.
Tell us about your project and get an estimated rate. We'll reach out to walk you through the rest.